This is the one downside I see. Example…mucked up KDE settings. But it’s about the only downside I see and having the separate partition gives you the option of quick / easy reinstall if it is believed problems are not in /home, or wiping home and pulling only what’s needed from backup. IMHO.
Separation is a wonderful thing. I don’t even care for just having /home on a separate partition, I prefer keeping it on a separate drive.
There is a lot more than that. A large percentage of the problems people encounter are rooted in settings inside their home directory. They are also usually the hardest problems to find.
On the other hand, problems which impact the root partition are usually easily fixed.
IMO, starting with a mindset of reinstalling everytime there is an issue instead of fixing the issue just makes your Linux journey harder in the long run.
You shouldn’t have to reinstall at all.
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Yes, don’t get me wrong, I completely agree. Fix it. But there are more reasons to reinstall, such as habitual hoppers 
. I realize you could make the case that a persistent home drive is even worse in that scenario, depends on what you’re cooking.
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Especially a rolling release distro, like EndeavourOS. It should run fine for as long as your computer is supported.
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