I’m more frugal than I am cool.
I bought my current car in 1998, and it continues to serve me well. In its prime, my car looked like this (not my own photo):

My car has performed without any expensive mechanical problem for 250,000 km (150,000 miles). The current problems are merely cosmetic, so I hope to drive the car for a while longer.
Here’s an explanation of my car’s cosmetic problems (and a photo to tease my story):

I live in a rural area, in the mountains. A year ago, just before the pandemic, at nighttime, my car struck a bear. (I should say that I, rather than my car, struck a bear, as I had some agency in the encounter, having been the driver.) I was driving at the legal speed limit. It was dark. Suddenly I saw ahead the reflection in my headlights of the eyes of an animal. The animal was black, so I saw only its eyes, not its body. I swerved into the opposing lane, but the corner of my car struck the animal.
In retrospect, I realize that I had struck a black bear.
Arriving home, still in shock, I wondered whether I might have killed the bear. (I would have been forever devastated if I had killed a sentient animal.) In retrospect, I considered that the bear was motionless, and bears do not ordinarily sleep on the roadway. More likely, this bear had been killed already by another vehicle. The road I was traveling when I struck the bear is trafficked by large trucks that would not have been able to maneuver as quickly as I did out of the path of an errant bear. The bear had almost certainly been killed already, before I struck it, by one of those trucks.
So my car suffered some damage. Every time I use my car, I recall that accident. I approach the driver’s door from an angle that avoids seeing the damage. When I catch a glimpse of the damage, I relive that horrible experience.
My car is fully insured, but given my car’s age, the deductible I would have to pay for the repair is more than the value of the car. So my perfectly serviceable car has a blemish that I dare not look at, and which is too expensive to repair.
This car continues to serve me well as my primary means of transportation. In a rural area that provides no public transportation, my car works perfectly well. Its imperfections are cosmetic, but they are also psychological.







